














| |
Savings Rates
| SHARE
CERTIFICATES and IRA CERTIFICATES |
| Rates
effective May 1, 2008 (Rates subject to change) |
| Term |
Minimum Balance |
Dividend Rate |
APY* |
| 6 Month |
$1,000.00 |
2.76% |
2.80% |
| 12 Month |
$1,000.00 |
3.01% |
3.05% |
| 24 Month |
$1,000.00 |
3.06% |
3.10% |
| 36 Month |
$1,000.00 |
3.15% |
3.20% |
| 48 Month |
$1,000.00 |
3.35% |
3.40% |
| 60 Month |
$1,000.00 |
3.45% |
3.50% |
| |
| |
| Rate
effective for May 2008 |
| Term |
Minimum Balance |
Dividend Rate |
APY* |
| 18 Month Variable IRA |
$1.00 |
2.81% |
2.85% |
| Certificate |
|
|
|
| |
| |
| IRA
SHARE ACCOUNTS |
| Rates
effective for April 2008 |
| |
|
|
|
| Account Type |
Min. Balance
Between |
Dividend Rate |
APY* |
| IRA
Savings |
$5.00 - $1,000.00 |
1.00% |
1.00% |
| |
$1,000.01 - $5,000.00 |
1.24% |
1.25% |
| |
$5,000.01 - + |
2.23% |
2.25% |
| |
| |
| SUPER SAVINGS & SHARE DRAFTS |
| Rates
effective for April 2008 |
| Account Type |
Minimum Balance |
Dividend Rate |
APY* |
| Super Savings |
$500.00 *** |
1.00% |
1.00% |
| |
$5,000.00 *** |
1.49% |
1.50% |
| |
$50,000.00*** |
2.23% |
2.25% |
| |
$100,000.00*** |
2.47% |
2.50% |
| Share Draft |
$1,000.00*** |
0.25% |
0.25% |
| |
|
|
|
| |
|
|
|
| REGULAR
SAVINGS |
| Rates
effective for April 2008 |
| Account Type |
Minimum Balance |
Dividend Rate |
APY* |
| Regular Savings |
$5.00 |
0.50% |
0.50% |
*Annual Percentage Yield
**Rates Subject to change
***Minimum average balance for
the month to earn dividends |